Product Owner - Core Banking

We are seeking an experienced Product Owner - Record of Reference (RoR) to lead the definition, evaluation and implementation of a minimalistic, next generation core banking layer. This foundational platform will act as the authoritative system of record for key banking, client and transactional data and will sit at the heart of the organisation's wider technology transformation. The ideal candidate will combine strong domain knowledge (core banking, ledger, reference data), experience delivering complex platform implementations and a deep understanding of integration across payments, FX, finance, risk, and compliance., RoR Product Ownership & Strategy

• Define the long term vision, scope and boundaries for the organisation's Record of Reference (RoR) platform.
• Own the product roadmap for a lightweight, minimal core aligned to the company's architectural principles.
• Ensure the RoR effectively supports B2B banking operations, multi currency products and complex global structures.

Product Evaluation & Selection

• Lead structured evaluations, RFP processes and vendor assessments for RoR components (core, ledger, customer/static data, workflow).
• Own proof of concepts and pilot activities to validate functional fit, scalability and integration complexity.
• Drive buy versus build decisions focused on long term value, regulatory suitability and operational efficiency.

Requirements & Delivery Ownership

• Own end to end requirements across regulatory, finance, operations, payments and FX domains.
• Translate business needs into clear epics, user stories and acceptance criteria.
• Lead delivery across configuration, integration, migration and controlled release activities.

Systems of Record & Data Integrity

• Define golden sources for customer, account, product, limits and reference data.
• Ensure strong data governance, lineage, auditability and compliance with regulatory expectations.
• Prevent duplication and functional overlap across upstream and downstream systems.

Integration & Architecture Alignment

• Own integration models between the RoR and surrounding platforms (payments, FX, AML, finance, reporting, digital channels).
• Champion API first, event driven and service oriented integration patterns.
• Collaborate closely with architecture teams to ensure alignment with long term technology strategies.

Regulatory & Operational Alignment

• Embed regulatory requirements (UK PRA/FCA, audit, reporting, controls) into RoR design and implementation.
• Work with Operations and Finance to ensure reconciliation, GL alignment, controls and reporting requirements are supported.
• Ensure delivery meets operational readiness, support structures and resilience standards.

Essential

• Strong experience as a Product Owner/Product Manager within core banking, ledger or system of record platforms.
• Experience implementing modern cloud or composable banking solutions.
• Deep understanding of minimal core and composable architecture models.
• Demonstrable experience leading product evaluations, PoCs and vendor selections.
• Proven track record delivering complex system implementations involving multiple integrations.

Highly Desirable

• Experience in wholesale banking, transaction banking or B2B focused environments.
• Exposure to payments, FX, finance, AML, compliance and reporting platforms.
• Experience simplifying, modernising or rationalising Legacy core banking environments.